First Time Homebuyers Programs

         Not all Real Estate Agents are the Same

When picking a real estate agent in the Nashville area, look for one who is also a Realtor®.

A Realtor® is a member of the NATIONAL ASSOCIATION OF REALTORS®, a real estate trade association, and all members agree to abide by a 17 article Code of Ethics.

1.  A Realtor® Can Save You Time When you begin your search, it is always good to know what your borrowing power is. By doing so, you won't waste precious time looking at homes that are over or below your price range. A Realtor® can get you starter in the buying process by helping you determine your buying power; your financial reserves and your borrowing capacity. A Realtor® can refer you to lenders that are best qualified to meet your financial needs.

2.  A Realtor® Knows the Middle Tennessee Area Once you know how much you can and want to invest in a new home, the next step is to determine where you want to live. If you're unfamiliar with the geographic area, the schools and other pertinent information about the Nashville and Middle Tennessee areas, a Realtor® can help you narrow and focus your search. A Realtor® has access to information about schools, recreation, taxes, utilities, zoning and other specific details that are important in your home buying decisions.

3.  A Realtor® has access to the largest number of available properties A Realtor® has the ability to identify and show you the largest number of homes that most closely match your price, size and location criteria for your new home.

4.  A Realtor® Has the Experience to Ease You Through the Buying Process Once you have found your perfect home, there are still a lot of details to take care of. Your Realtor® can help you write the Purchase Agreement, arrange for appropriate inspections (if necessary), and assist you with any contingencies and help with finance arrangements. In the event that you build, your Realtor® will assist in the color and finishing sessions, and monitor the entire construction process. When it's time to close, your Realtor® will let you know what to expect and take you through the final walk-through of your new home.

5.  A Realtor® Knows the Local Closing or Settlement Process Closings or settlements, as it is known in some parts of the country vary from state to state and sometimes from region to region. Every area has its own unique customs. In some areas, the title or Escrow Company handles the whole process. In other parts of the country, an attorney does everything. Your Realtor® knows how it is handled in your area and will guide you through the process and make sure all goes smoothly.

While buying a home is very exciting and rewarding, it can also be a stressful time. It is always good to get help from someone who is knowledgeable of the business. Your Realtor® is there to help you.

The best news is that using a Buyer's Agent's is a FREE service to the prospective buyer. All commissions are paid by the SELLERS in the form of previously negotiated co-broker and listing agreements.